Refund Policy

Last updated: 8/15/2025

30-Day Money Back Guarantee

We stand behind the quality of our educational content and services. If you are not completely satisfied with your purchase, you may request a full refund within 30 days of your purchase date.

✓ 30-day money back guarantee on all products and services

Refund Eligibility

Eligible for Refund:

  • All digital courses and educational materials
  • Community membership subscriptions
  • One-time purchases of trading guides and resources
  • Monthly or yearly subscription services

Refund Conditions:

  • Request must be made within 30 days of purchase
  • Original payment method must be accessible for refund processing
  • Account must be in good standing with no violations of terms
  • Refund request must include reason for dissatisfaction

Refund Process

How to Request a Refund:

  1. Email our support team at rizztradinggroup@gmail.com
  2. Include your order number and reason for refund request
  3. Provide your full name and email address associated with the purchase
  4. Our team will review your request within 2-3 business days

Processing Timeline:

  • Refund approval notification: 2-3 business days
  • Processing time: 3-5 business days
  • Bank processing time: 5-10 business days
  • Total refund timeline: 7-15 business days

Partial Refunds

In certain circumstances, partial refunds may be issued:

  • Subscription cancellations after partial usage
  • Bundle purchases where only some items are returned
  • Prorated refunds for monthly services
  • Cases where significant value has been received

Non-Refundable Items

The following items are not eligible for refunds:

  • Requests made after the 30-day refund period
  • Free products or services
  • Accounts suspended for terms of service violations
  • Third-party services or integrations
  • Customized or personalized content

Chargeback Policy

We encourage customers to contact us directly before initiating a chargeback. Chargebacks without prior contact may result in:

  • Immediate account suspension
  • Loss of access to all services and materials
  • Reporting to fraud prevention networks
  • Legal action for fraudulent chargebacks

Contact Information

For refund requests or questions about our refund policy, please contact:

Policy Updates

We reserve the right to update this refund policy at any time. Changes will be effective immediately upon posting. Continued use of our services after changes constitutes acceptance of the new policy. For significant changes, we will provide 30 days notice via email.

© 2025 The HMBE Group Ltd. All rights reserved.

Trading involves substantial risk. Past performance is not indicative of future results. Please trade responsibly.

IMPORTANT DISCLAIMER: Trading and investing in financial markets involves substantial risk of loss and is not suitable for all investors. The high degree of leverage can work against you as well as for you. Before deciding to trade or invest, you should carefully consider your investment objectives, level of experience, and risk appetite. There is a possibility that you may sustain a loss of some or all of your initial investment and therefore you should not invest money that you cannot afford to lose.

All content provided by The HMBE Group Ltd is for educational and informational purposes only and should not be construed as investment advice or a recommendation to buy or sell any security. Past performance is not indicative of future results. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. All trading strategies, automated systems, and signal alerts are provided for educational purposes only.

The HMBE Group Ltd is not a registered investment advisor, broker-dealer, or securities firm. We do not provide personalized investment advice or recommendations. All users should seek professional advice from qualified financial advisors before making any investment decisions. You are solely responsible for your trading and investment decisions.

Hypothetical or simulated performance results have certain limitations. Unlike an actual performance record, simulated results do not represent actual trading and may not reflect the impact of material economic and market factors. No representation is made that any account will achieve results similar to those shown. All testimonials and reviews are from real users but individual results may vary. By using our services, you acknowledge that you have read and understood this disclaimer.