Terms and Conditions

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms and Conditions ("Terms") govern your use of the website and services operated by The HMBE Group Ltd ("us", "we", or "our").

The HMBE Group Ltd provides educational content and training materials related to trading and financial markets. Our services include:

• Online courses and training programs
• Educational videos and written materials
• Community access and peer learning
• Market analysis and educational commentary

By using our services, you agree to:

• Provide accurate and complete information
• Use services only for educational purposes
• Not share or redistribute copyrighted materials
• Follow community guidelines and respect other users
• Take full responsibility for your trading decisions
• Comply with all applicable laws and regulations

You may not use our services for:

• Any unlawful purpose or to solicit unlawful acts
• Violating any international, federal, provincial, or state laws
• Infringing upon or violating our intellectual property rights
• Harassing, abusing, or harming other users
• Submitting false or misleading information
• Uploading viruses or malicious code
• Collecting or tracking personal information of others
• Spamming, phishing, or other fraudulent activities

All content, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of The HMBE Group Ltd and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit any content without our express written permission.

To the fullest extent permitted by law, The HMBE Group Ltd shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:

• Use or inability to use our services
• Trading losses or financial damages
• Unauthorized access to or use of our servers
• Interruption or cessation of transmission
• Bugs, viruses, or other harmful components
• Errors or omissions in content

You agree to indemnify, defend, and hold harmless The HMBE Group Ltd, its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses arising from your use of our services or violation of these Terms.

We may terminate or suspend your account and access to our services immediately, without prior notice, for any reason, including:

• Breach of these Terms
• Fraudulent or illegal activity
• Violation of intellectual property rights
• Abusive behavior toward other users or staff
• Non-payment of fees

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of the United Kingdom.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of our services after any changes constitutes acceptance of the new Terms. We will provide notice of significant changes via email or prominent website notice.

If you have any questions about these Terms, please contact us: